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Another Loan Paid

In a period where both our financial institutions and the people who borrow from them are reeling from not being realistic about monetary matters, I think we can use as many fiscally conservative people (yes, like me) as we can find. Today I mailed off the final payment for my car.

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The Practice of Tipping

Though I am rarely in a position to be forced to participate in this barbaric custom (I don’t go out much), the very idea of tipping…especially expected tipping…totally offends my way of thinking how a society should operate. What astonishes me is

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